Financial clarity for your business and your personal finances

The finances of every business,
clear and up to date.

Banker is the finance copilot for your business: it syncs the bank, sorts every transaction with AI, issues electronic invoices and shows your real cash. It is also your personal finance app, business or not: budget, goals, debts and net worth.

AI categorizationElectronic invoicingEnglish · Español
Overview
Net worth
$128,400
▲ 24.8%
82Health
Goals on track4 / 5
Debt-free in19 mo
Saved this month$1,240
✦Who Banker is for

One platform. For your business and for you.

Use it for your personal finances or for your business, directly or through the bank or cooperative that backs you.

For small business
Your numbers, clear and up to date.
Sync the bank, sort every expense, and issue electronic invoices. See what you have left, with numbers your accountant can read.
Learn more
Personal finance
Your personal finances, clear and up to date.
No business required. Budget, spending, emergency fund, goals, debts and net worth with your bank connected, in colones and dollars.
Learn more
For banks
SME clients with up-to-date numbers.
Offer Banker to your small-business clients. They see their numbers every day, and your team can read live financial data with the client's authorization.
Learn more
For cooperatives
A financial tool of their own.
Give your members one place to see their accounts, goals and debts, offered through the cooperative they already trust.
Learn more
✦Everything you need

One app. The whole financial picture.

Every Banker feature, in orbit. Hover any tile to bring it to life.

Net worth, live
Assets minus liabilities, recalculated the moment your bank syncs.
Goals in orbit
Savings goals with milestones, account linking and automatic progress.
Groceries
Smart transactions
AI categorizes every charge and learns each merchant once.
Automatic bank sync
Connect your BAC Credomatic account and import months of history, hands-free.
what-if · +$200/mo
Debt freedom
Avalanche or snowball, payoff simulator, offer evaluator and auto-pay.
82Health
Financial health score
One score from four factors, with a clear breakdown of why.
Spending & budgets
See where money goes by category and merchant; set budgets that flex.
Bills & subscriptions
Auto-detect recurring bills, track due dates, surface wasted spend.
3
Provisions
Set aside aguinaldo, cesantía and marchamo every month, automatically.
Enterprise-grade security
AWS Cognito, multi-factor auth, KMS encryption and an isolated table per workspace.
ENES
English & Español
Switch the whole app between languages, even before you sign in.
✦Debt freedom

Chart your escape from debt.

Compare Avalanche vs Snowball, add an extra payment, and watch your debt-free date move closer in real time.

Targets the highest APR first, the mathematically cheapest path to zero.
Extra payment / month$200
Debt free in
3 yr 1 mo
Interest paid
$3,141
2 yr sooner & $3,525 saved vs. minimum payments.
now5 yr 1 mo
Credit card · 24.9%
Car loan · 9.5%
Student loan · 6%
minimums only
✦Goals

Every goal, in its own orbit.

Link accounts, set targets, and track each trajectory. Hover a planet to inspect it.

NET WORTHEmergency FundDream HomeNew CarRetirement
Dream Home
64%funded
Saved$32,000
Target$50,000
Monthly$850
On track21 mo
Hover a planet to inspect another goal.
✦Product

Inside the app.

Screens from the app.

Overview
Overview
Income & Expenses
Income & Expenses
Debt · What-if Simulator
Debt · What-if Simulator