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Banker
ES

Expense tracking and budgeting for Costa Rica

See what is left until your next payday.

Without copying every expense by hand: Banker brings in your bank transactions and helps you sort them. In colones and dollars.

Create your account

Free trial: 7 days on the web and 3 in the iPhone app. Then from US$7 a month, VAT included.

Banker's home on a computer (Spanish interface): ₡372,090 left this cycle, from September 25 to October 24; ₡1,110,090 came in and ₡738,000 went out, 66% of what came in.
The Today screen of Banker's iPhone app (Spanish interface), with ₡2,445,000 available today across 2 accounts, one charge past its date and 6 transactions without a category. Sample data.

Available on the App Store

  • What is left this cycle
  • What came in and what went out
  • Payday to payday: from the 25th to the 24th

Made in Costa Rica · On the web and on iPhone

Download it on the App Store

Stop copying every expense into Excel.

Today: Excel, a notebook or each bank's app.

  • Today: You copy every expense by hand.

    With Banker: Transactions arrive from your bank.

  • Today: You add it all up at month end.

    With Banker: You see what is left while the month goes by.

  • Today: Each bank on its own, in colones and in dollars.

    With Banker: All together, with the day's exchange rate.

Salary

From your gross salary to what reaches your account.

With Costa Rica's CCSS, income tax by bracket and ROP.

Sample data: a salary of ₡1,300,000 in 2026.

Of a gross salary of ₡1,300,000, ₡1,110,090 reaches your account, 85.4%. ₡189,910 goes by law: CCSS ₡138,710, income tax ₡38,200 and ROP ₡13,000.Gross salary₡1,300,000 · 100%Reaches your account₡1,110,09085.4%By law · ₡189,910Income tax₡38,200 · 2.9%CCSS₡138,710 · 10.67%ROP₡13,000 · 1%
Of a gross salary of ₡1,300,000, ₡1,110,090 reaches your account, 85.4%. ₡189,910 goes by law: CCSS ₡138,710, income tax ₡38,200 and ROP ₡13,000.Gross salary₡1,300,000 · 100%Reaches your account₡1,110,09085.4%By law · ₡189,910Income tax₡38,200 · 2.9%CCSS₡138,710 · 10.67%ROP₡13,000 · 1%

This is your month in Banker.

Expense tracking in Banker (Spanish interface): each transaction with its category and account; three wait for «Elegir» and the groceries, school and rent are already sorted.
Banker's home on a phone (Spanish interface), where your money went: rent first, ₡380,000, 51% of the ₡738,000 that went out.
Create your account

Real Banker screens with sample data (Spanish interface).

On your iPhone.

Real screens of Banker's iPhone app (Spanish interface).

Download it on the App Store

Sample data.

  • Expenses in Banker's iPhone app (Spanish interface): 46 transactions in September, each with its category and account; 6 without a category, ₡66,840 in all, wait for you to sort them.
    Expenses
  • Budget in Banker's iPhone app (Spanish interface): ₡943,000 assigned for September, ₡895,050 spent and ₡47,950 left; every category with its bar, such as rent, utilities, and internet and phone.
    Budget
  • Goals in Banker's iPhone app (Spanish interface): ₡1,540,000 saved, 28% of what you set out to save; the emergency fund is at 94% and you get there in 2 months.
    GoalsIn Premium
  • Debts in Banker's iPhone app (Spanish interface): ₡1,992,000 owed in colones, debt-free in September 2029 with the snowball plan; the next payment is ₡68,900, on October 5.
    DebtsIn Premium

Your transactions arrive from your bank.

  • BAC, automatically

    It updates by itself, daily or weekly. If your account uses a BAC Token, you update it.

    With your BAC password, stored encrypted

  • Your bank's notices

    You forward BAC, BCR, BN, Popular, BCT or Kash notices to Banker.

    No password needed

  • Statement

    You upload your bank's Excel or CSV file.

    No password needed

Made for Costa Rica.

  • Colones and dollars

    With the day's exchange rate.

  • CCSS, income tax and ROP

    Your net salary, with the year's brackets.

  • Payday to payday

    Your cycle runs from one payday to the next.

  • Marchamo and aguinaldoIn Premium

    Set aside each month what you pay once a year.

  • The 4-account methodIn Premium

    To live on, for emergencies and for what is coming.

  • Banky, in Spanish

    Ask how to do something and it guides you.

Your bank and your data.

How we protect your data

  • It only reads your transactions

    The connection downloads them to sort them.

  • Your password, encrypted

    Your BAC username and password are stored encrypted.

  • Disconnect whenever you want

    And you can request a copy of your data or delete your account.

  • It is not a bank

    Nor supervised by SUGEF. It organizes your numbers; you decide.

Plans and pricing.

Personal financeRecommended

Premium

US$12/month

Everything in Basic, plus provisions, debts, emergency fund, goals and subscriptions.

Create your account

Try Banker free: 7 days on the web, with a card, and 3 in the iPhone app. Cancel before the charge and you pay nothing. Prices in US dollars, VAT included.

Frequently asked questions.

See all questions
What is Banker and who is it for?

An expense tracking and budgeting app for people in Costa Rica. It brings in your bank transactions and helps you sort them. It is not a bank.

Do I have to connect my bank?

No. You can forward your bank's notices or upload the statement as Excel or CSV, without giving your password. And you can always enter a transaction by hand.

Is it safe to give an app access to my bank?

The automatic BAC connection asks for your username and password and stores them encrypted. If your account uses a BAC Token, Banker asks you for the code every time it connects and deletes it as soon as it is used. The connection only reads your transactions and you can disconnect it whenever you want. If you would rather not give your password, use the notices or the statement.

Which banks does Banker work with?

BAC Credomatic, automatically: daily or weekly. From BAC, BCR, Banco Nacional, Banco Popular, BCT and Kash, Banker reads the notices you forward to your Banker address. From other banks and cooperatives, you can upload the statement as Excel or CSV. Banker is not affiliated with BAC Credomatic.

How much does Banker cost?

Try Banker free: 7 days on the web and 3 in the iPhone app. After that, Basic costs US$7 a month and Premium US$12 a month, VAT included. Cancel before the charge and you pay nothing.

See what is left until your next payday.

Bring in your transactions and Banker helps you sort them.

Create your account

Free trial: 7 days on the web and 3 in the iPhone app. Then from US$7 a month, VAT included.