Banker

The finance copilot for your business

How much VAT you charge and pay this month

The VAT you charge on your sales is not yours: it belongs to Hacienda. Work out how much you owe this month after crediting the VAT on your purchases, and how much to set aside for the D-104 return.

Calculate

VAT due this month
₡78,000
VAT collected on sales
₡130,000
Creditable VAT on purchases
₡52,000
Total invoiced with VAT
₡1,130,000

How it is calculated

The general value-added tax rate is 13% (Law 9635); some goods and services carry reduced rates of 4%, 2% or 1%.

The VAT collected on sales minus the VAT paid on purchases with credit rights is what you pay with the monthly D-104 return within the first fifteen calendar days of the following month.

This calculator assumes every purchase gives full credit; with proportionality or non-creditable purchases the result changes.

Example

Example: sales of ₡1,000,000 and creditable purchases of ₡400,000 at 13% leave ₡78,000 of VAT to pay.

Banker separates the VAT of every sale and shows it as a provision apart from your cash. Create account

Frequently asked questions

When is VAT filed and paid?

Monthly, with form D-104, within the first fifteen calendar days of the following month.

Do all my purchases give a VAT credit?

Only those related to your taxed activity and backed by a valid electronic invoice. With exempt or non-subject sales, proportionality applies.

Which reduced rates exist?

4% for private health services and air tickets, 2% for medicines and personal insurance premiums, among others, and 1% for the basic food basket and certain agricultural inputs.

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