The finance copilot for your business
Electronic invoicing 4.4
Issue version 4.4 electronic vouchers signed with XAdES and sent to the Ministry of Finance, with the CAByS catalog and Hacienda's reply stored next to each document. You remain the legal issuer; Banker is the tool.
Issue
You create the invoice, ticket, credit or debit note with your issuer details, the recipient and the lines with their CAByS code and taxes. Banker builds the 4.4 XML, signs it with your cryptographic key and sends it to Hacienda.
Hacienda's reply (accepted or rejected, with the reason) is stored with the voucher, and you can resend or void with the corresponding document.
Receive and file
Vouchers your suppliers send you arrive in a workspace mailbox and become payables and categorized expenses.
With what was issued and received, Banker prepares the month's VAT summary so the D-104 return comes from real data.
Environments and responsibility
You can work in Hacienda's test environment before moving to production. Accepting or rejecting a voucher is a decision of Hacienda's systems; Banker faithfully shows their replies.
Try it with your real numbers.Create account See pricing
Frequently asked questions
Is Banker valid with Hacienda?
Hacienda does not certify software: it validates each voucher individually. Banker builds, signs and sends 4.4 vouchers in the required format and stores Hacienda's reply for each one.
What do I need to start invoicing?
To be registered as a taxpayer, to have your cryptographic key and Hacienda PIN, and your vouchers-system user. Banker asks for those once.
Can I receive my suppliers' invoices?
Yes. Each workspace has a mailbox for receiving vouchers, which become payables.
What changes with version 4.4?
Version 4.4 is Hacienda's current format for electronic vouchers in Costa Rica, with new fields and validations. Banker generates that format.